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Deposits

Term Deposit

Term Deposits are made available to the clients for various durations and currencies. Accrued interest can be utilized at the end of the term, as well as on a monthly basis. For deposits in excess of maximum deposit balance the individual interest rates are offered on the basis of an individual agreement with the Bank.

Service terms:
 

Currency: GEL, USD, EUR
Minimum deposit balance: 50,000 GEL, 20,000 USD/EUR
Maximum deposit balance: 2,500,000 GEL, 1,000,000 USD, 500,000EUR
Terms: 6 months – 24 months

Interest rates:

Deposit Term  GEL  USD  EUR
6-9 months 6.00% 2.00% 0.50%
9-12 months 6.25% 2.50% 1.00%
12-18 months 6.50% 3.00% 1.50%
18-24 months 7.00% 3.50% 2.00%
24 months 7.50% 4.00% 2.00%


Interest rates for monthly withdrawal:

Deposit Term  GEL  USD  EUR
6-9 months 5.50% 1.50% 0.25%
9-12 months 5.75% 2.00% 0.75%
12-18 months 6.00% 2.50% 1.25%
18-24 months 6.50% 3.00% 1.50%
24 months 7.00% 3.50% 1.50%


Interest rates for premature termination:

Deposit Term  GEL  USD  EUR
1-6 months 3.00% 0.60% -
6-12 months 4.00% 1.00% -
12-24 months 5.00% 1.50% 0.50%

* Interest rates for non-residents might require further negotiations.

Demand Deposit

PASHA Bank offers daily interest accruals on the account balance provided the current account balance is not less than the specified minimum amount. This allows the client to earn a return while maintaining unlimited access to the funds.


Service terms:

Currency

Amount

Rate

GEL

< 50,000

2%

50,000 - 200,000

3%

200,000 -500,000

4.25%

500,000 -1,000,000

4.35%

>=1,000,000

4.5%

USD

>= 100,000

0.5%

* Interest rates for non-residents might require further negotiations.