Business
Individuals
PASHA Bank
Term Deposit
PASHA Bank’s Term Deposit offers a secure way to grow your personal savings with a high, fixed interest rate over a set period. It’s a reliable savings option that helps you plan ahead with confidence while earning competitive returns.
conditions:
Currency: GEL, USD, EUR
Minimum deposit balance: 1000 GEL/USD/EUR
Maximum deposit balance: 2,500,000GEL, 1,000,000 USD/EUR
Terms: 3 month – 24 months
Pre-mature cancellation: GEL - 2.00%; USD - 0.50%; EUR - 0.20%;
The effective interest rate is calculated for 1,000 units. Effective interest rate changes according to the deposit volume, maturity date, and interest accrual method.
When opening a term deposit online, the annual interest rate is higher compared to the standard rate: by 0.25% in GEL, and by 0.1% in USD and EUR.
Interest rate on profit withdrawal
| Term of deposit | At the end of the term | |
|---|---|---|
| Nominal | Effective | |
| 3 - 5 - month | 9.15 % | From 9.47% |
| 6 - 11 - month | 9.80 % | From 10.04% |
| 12 - 23 - month | 10.20 % | From 10.20% |
| 24 - month | 10.5 % | From 10% |
| Term of deposit | Monthly | |
|---|---|---|
| Nominal | Effective | |
| 3 - 5 - month | 9.1 % | From 9.49% |
| 6 - 11 - month | 9.60 % | From 10.03% |
| 12 - 23 - month | 9.90 % | From 10.36% |
| 24 - month | 9.95 % | From 10.42% |