Business
Individuals
PASHA Bank
Term Deposit
PASHA Bank’s Term Deposit offers a secure way to grow your personal savings with a high, fixed interest rate over a set period. It’s a reliable savings option that helps you plan ahead with confidence while earning competitive returns.
conditions:
Currency: GEL, USD, EUR
Minimum deposit balance: 1000 GEL/USD/EUR
Maximum deposit balance: 2,500,000GEL, 1,000,000 USD/EUR
Terms: 3 month – 24 months
Pre-mature cancellation: GEL - 2.00%; USD - 0.50%; EUR - 0.20%;
Interest rates for non-resident individuals are 0,5% less.
The effective interest rate is calculated for 1,000 units. Effective interest rate changes according to the deposit volume, maturity date, and interest accrual method.
When opening a term deposit online, the annual interest rate is higher compared to the standard rate: by 0.25% in GEL, and by 0.1% in USD and EUR.
Interest rate on profit withdrawal
| Term of deposit | At the end of the term | |
|---|---|---|
| Nominal | Effective | |
| 3 < 5 - month | 9,75 % | From 10,03% |
| 6 < 8 - month | 9.95 % | From 10.11% |
| 9 < 11 - month | 10.30 % | From 10.31% |
| 12 < 14 - month | 10.30 % | From 10.14% |
| 15 < 17 - month | 10.40 % | From 10.17% |
| 18 < 20 - month | 10.40 % | From 10.05% |
| 21 < 23 - month | 10.50 % | From 10.01% |
| 24 - month | 10.50 % | From 9.99% |
| Term of deposit | Monthly | |
|---|---|---|
| Nominal | Effective | |
| 3 < 5 - month | 9.65 % | From 10.09% |
| 6 < 8 - month | 9.65 % | From 10.09% |
| 9 < 11 - month | 9.60 % | From 10.00% |
| 12 < 14 - month | 9.40 % | From 9.75% |
| 15 < 17 - month | 9.45 % | From 9.85% |
| 18 < 20 - month | 9.50 % | From 9.91% |
| 21 < 23 - month | 9.50 % | From 9.90% |
| 24 - month | 9.50 % | From 9.91% |