Our Term Deposit offers a high-interest rate, as your initial deposit funds are locked for a fixed period. The deposit amount and term must be defined in advance and cannot be changed. You can open a term deposit in GEL, USD, or EUR, with the flexibility to receive interest either monthly or at the end of the deposit period.
Special tariffs:
To the depositors on Visa Gold Card
Service terms:
Currency: GEL, USD, EUR
Minimum deposit balance: 1000 GEL/USD/EUR
Maximum deposit balance: 2,500,000GEL, 1,000,000 USD/EUR
Terms: 3 month – 24 months
At maturity
| Period |
At maturity |
| GEL |
GEL Effective |
USD |
USD Effective |
EUR |
EUR Effective |
| 3 - < 6 months |
9.75% |
10.03% |
2.75% |
2.77% |
1.25% |
1.25% |
| 6 - < 9 months |
9.95% |
10.11% |
3.25% |
2.77% |
2.05% |
2.06% |
| 9 - < 12 months |
10.30% |
10.31% |
3.75% |
3.28% |
2.25% |
2.25% |
| 12 - < 15 months |
10.30% |
10.14% |
3.95% |
3.74% |
2.55% |
2.53% |
| 15 - < 18 months |
10.40% |
10.17% |
3.60% |
3.91% |
2.70% |
2.68% |
| 18 - < 21 months |
10.40% |
10.05% |
3.60% |
3.57% |
2.80% |
2.77% |
| 21 - < 24 months |
10.50% |
10.01% |
3.70% |
3.55% |
2.85% |
2.81% |
| 24 months |
10.50% |
9.99% |
3.90% |
3.63% |
2.90% |
2.86% |
| Rates for pre-mature cancellation |
2.00% |
0.50% |
0.20% |
Monthly
| Period |
Monthly |
| GEL |
GEL Effective |
USD |
USD Effective |
EUR |
EUR Effective |
| 3 - < 6 months |
9.65% |
10.09% |
2.60% |
2.63% |
1.20% |
1.21% |
| 6 - < 9 months |
9.65% |
10.09% |
3.10% |
3.14% |
2.00% |
2.02% |
| 9 - < 12 months |
9.60% |
10.00% |
3.60% |
3.65% |
2.15% |
2.16% |
| 12 - < 15 months |
9.40% |
9.75% |
3.75% |
3.79% |
2.45% |
2.46% |
| 15 - < 18 months |
9.45% |
9.85% |
3.40% |
3.45% |
2.60% |
2.63% |
| 18 - < 21 months |
9.50% |
9.91% |
3.40% |
3.45% |
2.70% |
2.73% |
| 21 - < 24 months |
9.50% |
9.90% |
3.50% |
3.55% |
2.70% |
2.73% |
| 24 თვე |
9.50% |
9.91% |
3.70% |
3.76% |
2.70% |
2.73% |
| Rates for pre-mature cancellation |
2.00% |
0.50% |
0.20% |