If you have a certain amount of money that you won't need for a specific period, consider purchasing a Certificate of Deposit at PASHA Bank for a high-interest rate. You can choose to receive the interest monthly or at the end of the term. Please note, the initial deposit funds are locked for a fixed period.
Special tariffs:
To the depositors on Visa Gold Card
Service terms:
Currency: GEL, USD, EUR
Minimum face-value: 5000 GEL/USD/EUR
Maximum face-value: 2,500,000 GEL, 1,000,000 USD/EUR
Terms: 3 month – 36 months
Zero-Coupon CD
| Period |
Zero-Coupon CD |
| GEL |
GEL Effective |
USD |
USD Effective |
EUR |
EUR Effective |
| 3 - < 6 months |
10.10% |
10.40% |
3.20% |
3.24% |
1.40% |
1.41% |
| 6 - < 9 months |
10.15% |
10.32% |
3.75% |
3.76% |
2.20% |
2.20% |
| 9 - < 12 months |
10.70% |
10.71% |
4.30% |
4.31% |
2.35% |
2.36% |
| 12 - < 15 months |
10.40% |
10.24% |
4.55% |
4.55% |
2.65% |
2.65% |
| 15 - < 18 months |
10.80% |
10.55% |
4.35% |
4.32% |
2.80% |
2.78% |
| 18 - < 21 months |
10.85% |
10.47% |
4.40% |
4.34% |
2.90% |
2.87% |
| 21 - < 24 months |
10.75% |
10.24% |
4.60% |
4.51% |
2.95% |
2.94% |
| 24 months |
10.95% |
10.39% |
5.00% |
4.87% |
3.05% |
3.00% |
| 36 months |
10.95% |
9.91% |
5.40% |
5.12% |
3.20% |
3.10% |
Coupon - CD
| Period |
Coupon - CD |
| GEL |
GEL Effective |
USD |
USD Effective |
EUR |
EUR Effective |
| 3 - < 6 months |
9.95% |
10.41% |
3.10% |
3.14% |
1.30% |
1.31% |
| 6 - < 9 months |
9.90% |
10.36% |
3.65% |
3.69% |
2.10% |
2.11% |
| 9 - < 12 months |
10.30% |
10.77% |
4.20% |
4.27% |
2.25% |
2.26% |
| 12 - < 15 months |
9.80% |
10.18% |
4.40% |
4.49% |
2.55% |
2.58% |
| 15 - < 18 months |
9.95% |
10.39% |
4.15% |
4.22% |
2.70% |
2.73% |
| 18 - < 21 months |
9.95% |
10.40% |
4.20% |
4.27% |
2.80% |
2.83% |
| 21 - < 24 months |
9.85% |
10.28% |
4.35% |
4.42% |
2.85% |
2.88% |
| 24 months |
9.80% |
10.24% |
4.70% |
4.80% |
2.90% |
2.93% |
| 36 months |
9.80% |
10.24% |
5.00% |
5.11% |
3.00% |
3.04% |
| |
Other Fees |
| Disposal Fee payable to the Bank |
0.1% min 20 GEL |
| Repurchase Fee payable to the Bank |
Current interest rate which is applicable at the Bank on remaining term (or the next closest term) of the CD + 3% |